Lightyear

Lightyear is a European fintech broker designed for tax-efficient investing with zero commissions and an elegant user interface. It focuses on long-term investors seeking to maximize their after-tax returns.

Open Account with Lightyear

Key Details

Fees & Minimums

  • Minimum Deposit: €1
  • Stock Fees: 0% commission
  • ETF Fees: 0% commission
  • Regulation: FCA, BaFin

Platform & Assets

  • Platform Type: Mobile, Web
  • Available Assets:
    Stocks ETFs

Fees and Commissions

Lightyear charges 0% commission on all stocks and ETFs. There are no hidden fees or minimum deposit requirements.

Platform Features

The platform includes tax-loss harvesting, automatic portfolio rebalancing, dividend reinvestment, and financial planning tools. Mobile-first design with web version available.

Key Features:

  • ✓ Zero commission trading
  • ✓ Tax-loss harvesting
  • ✓ Fractional shares
  • ✓ Dividend reinvestment
  • ✓ Portfolio rebalancing
  • ✓ Financial planning tools

Safety & Regulation

Lightyear is regulated by the UK FCA and German BaFin. Client funds are protected by the UK FSCS up to €85,000.

Regulated by: UK FCA, German BaFin

Pros & Cons

Pros

  • + Zero commission
  • + Tax optimization tools
  • + Low minimum deposit
  • + Fractional shares
  • + Excellent UI/UX

Cons

  • − Smaller broker (newer)
  • − Limited asset selection
  • − Limited customer support
  • − No advanced trading features

Who Is Lightyear Best For?

European investors

Tax-conscious investors

ETF investors

Long-term holders

Ready to start investing?

Open an account with Lightyear today

Open Lightyear Account