⚠️ Risk Warning

1. Investment Risk

All investments carry risk. The value of your investment can go down as well as up, and you may lose some or all of your capital. This applies to:

• • Stocks: Individual company shares fluctuate in value based on company performance and market conditions.
• • ETFs: Exchange-traded funds track indexes but can still lose value if market indices decline.
• • Bonds: Bond values decline when interest rates rise; default risk applies to corporate bonds.
• • Cryptocurrencies: Extremely volatile and can lose value rapidly; not suitable for all investors.
• • Options & Derivatives: Complex instruments with high risk; can result in total loss or margin calls.
• • CFDs: Leveraged products can result in losses exceeding your initial deposit.

2. Broker Selection Risk

While all brokers featured on BrokerCompare are regulated by European authorities, regulations vary by country and jurisdiction. You should:

• • Understand the regulation level of your chosen broker
• • Know the deposit insurance/protection scheme that applies to you
• • Verify the broker is suitable for your jurisdiction
• • Research the broker's reputation and track record

3. Fee Impact Risk

While we strive to provide accurate fee information, broker costs can change. You should:

• • Always verify current fees directly with the broker
• • Understand all fee structures including spreads, commissions, and inactivity fees
• • Know that our cost estimates are simplified and may not reflect your exact situation

4. Leverage & Margin Risk

Leverage amplifies both gains and losses. Trading on margin or using leveraged products can result in losses exceeding your account balance and margin calls. Margin trading is high-risk and not suitable for most retail investors.

5. Currency Risk

If you invest in assets denominated in currencies other than EUR, you face currency exchange risk. Foreign exchange rates fluctuate and can work against your positions. Hedging may not fully protect against currency losses.

6. Liquidity Risk

Some securities and markets have low liquidity, making it difficult to buy or sell at favorable prices. During market stress, liquidity can evaporate rapidly.

7. Counterparty Risk

Even with regulated brokers, counterparty risk exists. If a broker becomes insolvent, your funds may be protected by compensation schemes up to certain limits, but full recovery is not guaranteed.

8. Data & Calculator Accuracy

Our broker comparison data and cost calculator provide estimates based on publicly available information. They are not guaranteed to be 100% accurate and should not be your sole basis for choosing a broker. We recommend verifying information directly with brokers.

9. No Financial Advice

BrokerCompare does not provide personalized financial or investment advice. Before making any investment decision, you should:

• • Consult a qualified financial advisor
• • Understand your personal financial situation and risk tolerance
• • Research investments thoroughly before committing funds
• • Only invest money you can afford to lose